US Dollar Term Loan | Long-term financing

Personal

Business

Why us

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Long-term borrowing in US dollars.

Featured member

Kasandy connects handmade talent from East Africa with the global fashion consumers.

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Features that support your business.

Finance your USD expenditures

Buy equipment, machinery, or intangible assets in US dollars.

Access your entire loan amount right away

With a one-time lump sum of money, you can tackle big or small projects, like expanding your business, renovating a property, or buying equipment or other capital assets.

Take advantage of competitive rates and fees

Consider refinancing existing debt on products like credit lines, cash advances or credit cards that generally carry a higher interest rate to save on your payments.

Make blended scheduled payments weekly, bi-weekly or monthly

Regular payments streamline your cash flow and reduce the financial burden on your business.

We’ll help you make the right moves.

Flexible options

Loans start at $5,000 with competitive rates for terms up to 10 years. You also have the option to secure your loan in USD or CAD.

Optional payment protection

With monthly insurance payments, you can make sure your loan is covered in the event of disability, critical illness, or death.

Expertise and support

As a Vancity member, you’ll gain access to a dedicated business banking team with local knowledge and decision-making ability.

Take the first step.

Browse by location, language, and other details— and pick your preferred account manager.

Browse our directory

Choose a time that works for you, and one of our business account managers will call you.

Book a phone appointment

Featured member: Kasandy

At Vancity, 30% of profits go to change-making initiatives, and your deposits support local businesses like Kasandy, a fair trade store where customers can buy handmade products from artisan entrepreneurs in Kenya and other locations around the world.

Meet other members making change

Business USD Term Loan

Business USD Term Loan

Long-term borrowing in US dollars.

Features that support your business.

We’ll help you make the right moves.

Flexible options

Optional payment protection

Expertise and support

Special options for non-profits.

Take the first step.

Find a business account manager

Schedule a call

Tools to build your business.

Small loans that make a big difference.

Funds for women-owned businesses.

Foreign currency solutions.

Business credit cards with reward points.

Health coverage for your employees.

Point-of-sale and payment technology.

Featured member: Kasandy